Heights Finance in Muscle Shoals, AL offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
LaTasha Ingram is the best! All the people were so helpful! Definitely recommend!
DH
Darlene Higdon
Nov 9, 2025
5.0
I use goggle all the time. I love it
MB
Michelle Beam
Jul 1, 2025
1.0
I just called up there to see if I could get approved for a loan the the lady I spoke to was very rude and snobby she didn't give me her name so I don't know it but I would not recommend this place to any one or ever call again
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance offer in Muscle Shoals, AL?
Heights Finance offers personal loans including installment loans, auto loans, and debt consolidation loans with amounts up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or by visiting a branch in person for loan options that fit your needs.
What do I need to bring to apply for a loan?
Bring two forms of identification and documentation for residence and income, such as government-issued IDs, proof of income, or utility statements.
Do I need good credit to qualify for a loan?
Good credit helps, but loans are approved based on multiple factors. You may still qualify without stellar credit.
What are the office hours of Heights Finance in Muscle Shoals?
The office is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Is there onsite parking and wheelchair accessibility at the branch?
Yes, the branch offers onsite parking and has a wheelchair accessible entrance.
Can I make loan payments online or via mobile app?
Yes, payment options include online, mobile app, automated bank payments, check, money order, and debit card.
Are there any nearby places where I can grab food before or after visiting Heights Finance?
Yes, nearby options include Quench_Shoals cafe, Smokin' Jalapeno Mexican restaurant, Sonic Drive-In, and Birdy's Sports Grill for casual dining.
What other services or stores are located near Heights Finance for convenience?
Nearby are T-Mobile for mobile needs, Advance Auto Parts for car accessories, and the UPS Access Point location for shipping services.
Are there beauty and wellness options near Heights Finance in Muscle Shoals?
Yes, Fancy Nails, Nail Spa, Spa Nail, and Sally Beauty are nearby for nail and beauty services.