Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- Onsite servicesAvailable
Location
Hours
Reviews
4.6
11 reviews
5 stars
10
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1 star
1
- MAMelissa AdamsSep 17, 20255.0Rick had trust in me even though along the way I created some credit issues it was my beginning but not my ending. Thank you Rick
- DWDENISE WIGFALLAug 20, 20255.0Very friendly and professional they really try to help you anyway possible I have been truly blessed by them and their services.
- SBSamantha BuchananAug 16, 20241.0They will get you the financial help when you need it. However the interest rate is super HIGH and they will start calling you ONE day after a missed payment. I understand if it was a week late, but literally the DAY after?! That’s unreasonable. I’ve literally always made my payments, zero missed payments on my past/current loan, will be paying them for YEARS because of interest. Like give your customers a chance to breathe. There’s life outside of your loan. Once mine is paid off I’ll never go back.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
What is the difference between pre-qualifying for a loan and applying for a loan at Republic Finance?
Pre-qualification gives an estimate of loan terms based on your credit and information provided. Final approval depends on completing a full loan application.
Is a loan check received in the mail from Republic Finance real?
Yes, a loan check is a pre-approved loan offer from Republic Finance.
What is the difference between the interest rate and APR on a Republic Finance loan?
The interest rate is the cost percentage to borrow money, while APR includes the interest rate plus any fees such as origination and documentation fees, expressed as a percentage.
What does refinancing a loan with Republic Finance mean?
Refinancing replaces your existing loan with a new one that may have a new interest rate, terms, and repayment timeline, including the remaining balance and any fees.
How long does it take to get money from Republic Finance?
Funds are deposited within 1-2 business days if you qualify for electronic funding, or you receive a paper check the same day when closing at a physical location.
How much can I borrow from Republic Finance in Montgomery, AL?
Loan approval size depends on factors like state and income, but the largest online pre-qualification loan amount is $10,000.
What happens if I miss a payment on my Republic Finance loan?
You may be charged a late fee. Contact your local branch or check your loan documents for details about late charges.
What nearby stores can I visit when I come to Republic Finance at 2763 Eastern Blvd, Montgomery?
You can visit nearby stores like Five Below for discounts, Party City for party supplies, and Plato's Closet for clothing while handling your loan needs.
Are there convenient financial services nearby Republic Finance's Montgomery location?
Yes, nearby financial services include Wells Fargo ATM, Western Union for money transfers, and Bitcoin Depot - Bitcoin ATM for cryptocurrency transactions.
What dining options are available near Republic Finance at 2763 Eastern Blvd?
Nearby food options include Krispy Krunchy Chicken, Hardee's, Popeyes Louisiana Kitchen, Wendy's, and China Buffet, perfect for a meal before or after your visit.