Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification gives an estimate of loan terms based on your credit and information provided. Final approval depends on completing a full loan application.

Yes, a loan check is a pre-approved loan offer from Republic Finance.

The interest rate is the cost percentage to borrow money, while APR includes the interest rate plus any fees such as origination and documentation fees, expressed as a percentage.

Refinancing replaces your existing loan with a new one that may have a new interest rate, terms, and repayment timeline, including the remaining balance and any fees.

Funds are deposited within 1-2 business days if you qualify for electronic funding, or you receive a paper check the same day when closing at a physical location.

Loan approval size depends on factors like state and income, but the largest online pre-qualification loan amount is $10,000.

You may be charged a late fee. Contact your local branch or check your loan documents for details about late charges.

You can visit nearby stores like Five Below for discounts, Party City for party supplies, and Plato's Closet for clothing while handling your loan needs.

Yes, nearby financial services include Wells Fargo ATM, Western Union for money transfers, and Bitcoin Depot - Bitcoin ATM for cryptocurrency transactions.

Nearby food options include Krispy Krunchy Chicken, Hardee's, Popeyes Louisiana Kitchen, Wendy's, and China Buffet, perfect for a meal before or after your visit.