Heights Finance in Montgomery, AL offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Shakita was very patient as I was new the process of getting a loan. I would highly recommend this company to anyone who is looking for a short term loan. Thanks alot
JF
Javiera Figgers
Jan 2, 2026
5.0
Long long day !! Felt discouraged all day , my final resort was to Heights Finance and Miss Shikita provided exceptional customer service along with an approval. I am so grateful to Come in this afternoon and receive her help! Thank you so much and continue to do what you do !
BB
barbaralridley
Dec 23, 2025
5.0
Quick and easy
SW
Shameeka Watson
Nov 29, 2025
5.0
Excellence service. Very helpful staff. Highly recommended.
TM
tacorria marshall
Nov 29, 2025
5.0
Tammy was very sweet, glad to have her as my loan officer.
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Montgomery, AL offer?
Heights Finance offers personal loans including installment loans, auto loans, and debt consolidation loans with options up to $10,000 to fit various financial situations.
How can I apply for a loan at Heights Finance?
You can apply for a loan online, by phone, or by visiting a Heights Finance branch to start the easy application process.
What do I need to bring when applying for a loan?
Bring two sources of identification, residence, and income verification such as government-issued IDs, proof of income, or utility/bank statements when applying.
Does Heights Finance require good credit to approve a loan?
Good credit helps, but loan decisions are based on multiple factors. You may qualify without stellar credit. The best way to know is to apply.
What are the business hours for Heights Finance in Montgomery?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.
Are there any accessibility features at the Heights Finance branch?
Yes, the branch has a wheelchair-accessible entrance, onsite parking, and onsite services, and no appointment is required.
What nearby places can I visit around Heights Finance in Montgomery?
Nearby places include Cricket Wireless for mobile needs, NuNails & Spa and Pro Nail Tan & Hair for beauty services, and Ollie's Bargain Outlet for home goods and discounts.
How can visiting nearby retail stores like Winn-Dixie or Dollar Tree be convenient when visiting Heights Finance?
After handling your finances at Heights Finance, you can conveniently shop for groceries at Winn-Dixie or pick up household essentials at Dollar Tree nearby.
Are there entertainment options close to Heights Finance?
Yes, you can visit Redbox kiosks nearby for video and game rentals, or explore local events at venues like ALOE Event Center after your visit.
How can the proximity of financial service providers like Advance America benefit Heights Finance customers?
If you need alternative financial services or additional assistance, nearby Advance America offers financial services that may complement your visit to Heights Finance.