Heights Finance in Montgomery, AL offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Ms.Shannia, were very helpful and patient with helping me. I would strongly recommend any and everyone who needs assistance to give Heights Finance a call!
TH
TaHarra Hicks
Oct 2, 2025
5.0
Ms. Jamiya and Ms. Shannia were very professional and helpful with assisting me with my loan process. Greatly appreciated
RD
Rebecca Davis
Oct 1, 2025
5.0
They are amazing they help me out when I need it I appreciate it to the highest God bless them and they family
SB
Shannon Brutton
Sep 26, 2025
5.0
Thanks to Shannia she was very helpful and professional throughout the whole process. Yall go check them out.
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance in Montgomery, AL offer?
Heights Finance offers various personal loans including installment loans, auto loans, debt consolidation, and emergency loans with amounts up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply for a loan online, by phone, or by visiting a branch in person. The application process is fast and easy.
What documents do I need to provide when applying for a loan?
You need two sources of identification, residence, and income verification. These may include government-issued IDs, proof of income, or utility or bank statements.
Is good credit required to get a loan from Heights Finance?
Good credit helps, but decisions are based on multiple factors. You may still qualify even without stellar credit.
What are the business hours for Heights Finance in Montgomery?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.
Does Heights Finance offer on-site parking and wheelchair accessible entrances?
Yes, this location has onsite parking and a wheelchair accessible entrance to accommodate customers.
What payment methods are accepted at Heights Finance?
Payments can be made online, through a mobile app, automated bank payments, check, money order, or debit card at your local branch.
Are there other financial services near Heights Finance in Montgomery, AL?
Yes, nearby financial services include First Heritage Credit, 1st Heritage Credit, Lendmark Financial Services, H&R Block, Regional Finance, and USAgencies Insurance, which you may visit for varied financial needs.
What nearby restaurants can I visit before or after my trip to Heights Finance?
Nearby dining options include Peking Express (Chinese), Ala Thai East (Thai), Firehouse Subs (sandwiches), Eastside Grille (barbecue), Wishbone Cafe (Cajun and Creole), Mr.Tea N Bites (Asian), American Deli, and Papa Johns Pizza.
Are there shopping options near Heights Finance in Montgomery?
Yes, nearby shopping stores include GameStop (video games and toys), Payless ShoeSource (shoes and accessories), Suna Beauty Supply, Montgomery Uniforms Plus (clothing and uniforms), Cato Fashions, Dollar Tree (discount store), and Bargain Hunt (discount retail).