Business Details
About
Loan AgencyInvestment ServiceRepublic Finance
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.5
20 reviews
5 stars
11
4 stars
1
3 stars
1
2 stars
1
1 star
6
- LALASHARON DE ARMONDec 8, 20255.0Common courtesy
- LJLuckyLoser JasonpaulDec 1, 20255.0Great experience. Awesome people.
- TGTeresa GudielAug 12, 20251.0I’ve never had any issue with public finance until I spoke to this lady this morning. I don’t know who she was. I didn’t even get her name, but she was a very nasty rude lady. I refuse to have service from these people again if she continues working there I will not will not deal with people like that 😡
- JJJohn JacksonFeb 27, 20255.0Always been willing to work with me no matter the circumstance. Always friendly and respectful.
- DSDeborah “Deb” SmithDec 11, 20245.0Excellent customer service and comm throughout the entire process of getting a loan!!
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvement, vacation, car purchase and repair, emergency, holiday, and K-12 school loans.
What is the process difference between pre-qualifying and applying for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms based on credit and information provided, while final approval requires completing a full loan application.
Is a loan check I received from Republic Finance real?
Yes, a loan check is a pre-approved loan offer from Republic Finance and is real and valid.
How does Republic Finance define interest rate versus APR?
Interest rate is the cost percentage for borrowing money excluding fees, while APR includes the interest rate plus all loan fees expressed as a percentage, usually higher than the interest rate.
What does refinancing a loan mean at Republic Finance?
Refinancing replaces your existing loan with a new one that may have different interest rates, terms, and repayment timelines including any fees and voluntary insurance products.
How long does it take to receive funds after loan approval at Republic Finance?
Funds are deposited within 1-2 business days for electronic funding or immediately on the same day via paper check when visiting a physical branch.
What are the Republic Finance branch hours in Mobile, AL?
The Mobile, AL branch is open Monday to Friday from 8:00 AM to 5:00 PM and closed on weekends and holidays like November 27 and December 25, 2025.
What can I do nearby Republic Finance on Hillcrest Rd in Mobile, AL?
Nearby you can visit Marley’s Modern Hair Trends for beauty services or get automotive repairs at Precision Tune Auto Care - Hillcrest Rd.
Are there any nearby eateries around Republic Finance in Mobile, AL?
Yes, nearby restaurants include Ollies, Kebab Xpress, Chi-Town Dawgz, Starbucks, and Nino's Pizza, which are great spots to visit before or after your loan appointment.
Can I access real estate and insurance services near Republic Finance?
Yes, several real estate agents like Cindy Moore and Tom & Sheri Jones Real Estate, plus insurance agencies such as Craig Williams - State Farm Insurance and Allstate Insurance: Mike Puckett are located nearby for your convenience.