Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
2.8
16 reviews
5 stars
6
4 stars
1
3 stars0
2 stars
1
1 star
8
- EHEarl HenryNov 1, 20245.0I have been dealing with Republic Finance for perhaps five years or more and they have been very professional and cordial to me. I give them five stars.
- MAMandy's Avon2.0Jun 26, 20241.0The fact that they have only TWO stars says it All!!BUYER BEWARE!!! The young man in this office, Marcus, tells people that the Motor Club Membership is FREE!!! It's NOT!! It costs $240.00!! Also, Marcus uses more than one name when he answers the phones. I assume this is done to skirt responsibility in lending truthfully. Go to One Main Financial or any other place than Republic Finance.
- BBBrenda BuchananMar 13, 20171.0My neice got two phone calls from them saying she was behind on her payment and knowing she had them to take it out of her checking account. Being doing this for yrs and then they call her and tell her she's behind ..... and she is never Late on her payments so if you don't want to get Screwed dont go there
- GBGsry BrandonApr 8, 20161.0A family member used this business and told me how horrible of an experience they had. After hearing what this Business was doing I would not recommend them to anyone !!! Don't do business with these people because you will regret it I promise you !!!!
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of personal loans does Republic Finance offer?
Republic Finance offers personal loans for bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
How long does it take to receive funds after loan approval at Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days. Loans closed in office receive funds same day via paper check.
What does it mean to refinance a loan with Republic Finance?
Refinancing replaces your current loan with a new one that may have different interest rates, terms, and repayment schedules.
Can I pre-qualify for a loan at Republic Finance and how is it different from applying?
Pre-qualification provides an estimate of loan terms based on your credit and information. Final approval requires completing a full application.
What is the maximum loan amount I can pre-qualify for online?
The largest loan amount available for online pre-qualification is $10,000, subject to factors like state of residence and income.
What are the business hours of Republic Finance in Huntsville, AL?
The office is open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends and major holidays.
Where is Republic Finance located in Huntsville, AL?
Republic Finance is located at 6125 University Drive, Suite D8, Huntsville, AL 35806.
Are there nearby dining options around Republic Finance in Huntsville?
Yes, nearby dining options include CHOPCHOP Fresh Salads, Poke aloha, Big Bowl Thai Cuisine, Panda Express, and Subway, perfect for grabbing a meal before or after your visit.
What are some nearby recruiting offices close to Republic Finance?
Nearby recruiting offices include Marine Corps Recruiting Huntsville, Army Recruiting Madison, US Air Force Recruiting, and Air Force Recruiting Office, serving those interested in armed forces opportunities.
What retail stores are near Republic Finance for additional shopping needs?
Nearby retail stores include Burlington Coat Factory Huntsville, Act II Consignment Shoppe, Red Wing Shoes, Conn's HomePlus, and T-Mobile, offering clothing, appliances, footwear, and mobile services.