Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers various personal loans including bill consolidation, home improvement, vacation, car purchase and repair loans, among others.

Pre-qualification provides an estimate of the loans you may qualify for based on your credit and information provided, whereas applying involves completing a full loan application for final approval and terms.

Yes, the loan check is a real pre-approved loan offer from Republic Finance.

Interest rate is the cost percentage charged for borrowing money, excluding fees. APR includes the interest rate plus any fees (like origination fees) expressed as a percentage, and is usually higher than the interest rate.

Refinancing replaces your existing loan with a new loan that can have different interest rates, terms, and/or repayment timelines.

If you qualify for electronic funding, funds deposit in 1-2 business days; if closing at the office, you receive a paper check the same day.

Loan amounts depend on factors like your state and income; online pre-qualification allows for loans up to $10,000.

Missing a payment may result in a late charge; contact your local branch or review your loan documents for details.

The office is open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends and certain holidays like Thanksgiving and Christmas.

Nearby you can find beauty salons like Crowning Touch with Renae and Salon at 31, grocery stores like India Spices and Desi Brothers, and restaurants such as Jambo Grill and Customs Cafe, making it convenient to combine errands or leisure activities during your visit.