Business Details
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Welcome to First Horizon Bank - located in Hoover. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank - Hoover, AL - John Hawkins Pkwy
2765 John Hawkins Parkway, Hoover, AL
35244, United States
Hours
Reviews
4.3
11 reviews
5 stars
9
4 stars0
3 stars0
2 stars0
1 star
2
- VAValencia AveryNov 15, 20255.0Fast and friendly service.
- CAChris AlvarezJul 16, 20255.0Carlos is very nice and helps me with everything I’ve never had a problem with this bank before
- PKPatrick KeatingMay 16, 20251.0Absolutely do not bank with these people. I missed a call from the manager and an hour later he closed my account without permission and refused to explain why, and now I am going to have to wait to receive my direct deposit paycheck in the mail from them. Do not trust your money with this bank. Never experienced anything like this..
- SCSam ClemonsSep 1, 20235.0My experience with First Horizon Bank has been consistently positive, and I'm pleased to share my thoughts on this financial institution. First and foremost, the customer service at First Horizon Bank is exceptional. The staff members are not only friendly but also highly knowledgeable and attentive. Whether I've had questions about my accounts, needed assistance with a transaction, or sought financial advice, they've consistently gone above and beyond to provide assistance. The range of banking services offered by First Horizon Bank is comprehensive. From checking and savings accounts to mortgages, loans, and investment options, they cover the full spectrum of financial needs. This variety makes it convenient to manage all my financial affairs under one roof. Online and mobile banking services provided by First Horizon are user-friendly and efficient. They've made it easy for me to manage my accounts, transfer funds, pay bills, and even deposit checks remotely. Their digital offerings have simplified my banking experience. First Horizon's commitment to security and privacy is evident. They employ state-of-the-art security measures to protect their customers' sensitive financial information, providing peace of mind in today's digital age. I've also appreciated First Horizon Bank's involvement in the community. Their support of local initiatives and charitable organizations demonstrates a commitment to giving back and fostering community well-being. In conclusion, First Horizon Bank has consistently impressed me with its exceptional customer service, comprehensive range of financial services, and commitment to security and community involvement. It
- TCTristan CampbellOct 7, 20221.0Idk about the other First Horizon Banks in Alabama but the one in Hoover on John Hawkins Pkwy…THE WORST BANK EVER. Management is terrible and some liars and the employees isn’t no better. Do not bank with them.
Frequently Asked Questions About First Horizon Bank - Hoover, AL - John Hawkins Pkwy
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through hours at First Horizon Bank in Hoover?
The drive-through is open Monday to Friday from 8:30 AM to 5:00 PM and closed on weekends.
When is the First Horizon Bank branch at 2765 John Hawkins Parkway open for regular banking services?
The branch operates Monday to Thursday from 9:00 AM to 4:00 PM and Friday from 9:00 AM to 5:00 PM. It is closed on weekends.
What documents do I need to open a personal checking account at First Horizon Bank?
You’ll need a $50 minimum opening deposit, your Social Security number, date of birth, and a valid personal ID like a driver’s license or passport.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit any banking center to apply in person.
Does First Horizon Bank limit the number of transactions on a personal checking account?
No, there is no limit on the number of transactions you can make with a personal checking account.
What mortgage loan options does First Horizon Bank offer?
They offer fixed-rate, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans tailored to different financial needs.
Are there services suitable for first-time homebuyers at First Horizon Bank?
Yes, they provide programs including FHA loans with lower down payments designed to assist first-time homebuyers.
What are convenient ATMs or bank branches near First Horizon Bank at John Hawkins Parkway?
Nearby banking services include IBERIABANK, Cadence Bank, BB&T ATM, and Truist with ATM options for easy access to banking.
Are there places to eat near First Horizon Bank in Hoover?
Yes, near the bank you can find Cheeburger Cheeburger for burgers, Zaxby's for chicken, and Pita Cafe for Mediterranean cuisine, offering good options before or after your visit.
What other services and shops can I find near First Horizon Bank on John Hawkins Parkway?
Nearby are wellness providers like Hoover Hometown Pharmacy and My Chiropractor Hoover, as well as beauty services such as Bella Vida Salon and Nail Services for convenient personal care alongside your banking needs.