Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
2.4
27 reviews
5 stars
9
4 stars
1
3 stars0
2 stars0
1 star
17
- DJDina JohnsonNov 12, 20255.0I normally don’t do reviews but I decided to do one this time. I recently had to refinance my loan and I worked with Mr. Tune he is super sweet, respectful and patient. The process took some time but we made it through and by the time we were done it was well past closing time. All in all I know some folks has had their differences with republic and bad mouth them but everyone is different. If you are willing to work with them and give them a chance and keep in touch when problems arise they are willing to work with you. Give Mr Tune a chance he’s good at what he does and willing to put in the time and effort to help you out and get you where you need to be.
- HMHarvey MakekahuAug 6, 20255.0Hello, my name is Harvey and i got a loan at republic finance in June. I wanted to make a review but i am old and forget sometimes. I thought i would come to some great reviews because the branch manger there Devin provided me with some of the best service i had and im a long time customer there. He works by himself and handed everything as a pro. This guy is always busy and its because he knows what he is doing. Even when i had trouble paying, he always asked me what he could do to help. Not sure why there are negative reviews about this young man. Our country has grown soft because our president but thats another matter. But even when i been forgetful and to pay. Mr Devin always called to see what he could do. He is great at what he does and im glad he was able to payoff my car and save me money. He asked me to do that multiple times and when i finally listen he really helped me.
- BCBart CoxJul 16, 20251.0Jive turkey manager, Devon, looking forward to Thanksgiving
- ASAlonzo SandersJun 14, 20251.0The branch manager of Foley (Devon) is very condescending! My wife and I are in the middle of our second loan agreement with Replubic. We have never been late on a payment. In fact, we always pay more than what is due. But Devon treats us like we are months behind. His attitude is deplorable at best! I also don’t like being charged extra paying online! Never again!!
- ATAnnette ThomasOct 18, 20181.0They called me and said I was eligable for a loan. Gave me an amount. I was just about to do it to consolidate my bills. Then they called me back wanting the title to my car. AFTER already telling me I was approved. They lied!!!! They are charging me 41% interest on the loan I already have. Never go here!
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of personal loans does Republic Finance offer?
Republic Finance offers personal loans for bill consolidation, home improvements, vacations, car purchases and repairs, and other unplanned expenses.
How does pre-qualification for a loan differ from a full loan application at Republic Finance?
Pre-qualification provides an estimated loan term based on your credit and provided information, while final approval requires completing a full loan application.
Is the loan check sent by Republic Finance a legitimate offer?
Yes, a loan check from Republic Finance is a real, pre-approved loan offer.
What is the difference between the interest rate and APR on Republic Finance loans?
The interest rate covers only the borrowing cost as a percentage, while APR includes the interest rate plus any additional fees expressed as a percentage.
Can I refinance my loan with Republic Finance, and what does that mean?
Refinancing replaces your existing loan with a new one possibly having new terms or interest rates and includes the remaining balance plus any applicable fees.
How quickly can I receive funds from Republic Finance?
If eligible for electronic funding, funds are deposited within 1-2 business days; loans closed at a physical location provide funds the same day via paper check.
What are the operating hours of Republic Finance in Foley, AL?
The Foley, AL location is open Monday through Friday from 8:00 AM to 5:00 PM and is closed on Saturdays, Sundays, and certain holidays like Thanksgiving and Christmas.
What nearby dining options can I visit before or after my appointment at Republic Finance in Foley?
Nearby dining options include Rita's Italian Ice & Frozen Custard, Waffle House, Jade Garden Chinese Buffet Restaurant, and Poke Bowl Sushi Burrito & Boba for various cuisines and quick meals.
Are there any nearby shopping centers or outlet stores near Republic Finance in Foley?
Yes, you can visit Tanger Factory Outlet Center, Levi’s Outlet Store, Michael Kors Outlet, and Fresh Produce Outlet Foley for clothing, accessories, and shopping needs.
What local services and stores are near Republic Finance that customers might find convenient?
Customers might find it convenient to visit nearby services like T-Mobile and Sprint mobile phone stores, nail salons such as La Vie Nails & Spa and Apple Nails and Spa, as well as beauty salons like Charlotte Tilbury and Benefit Cosmetics BrowBar.