Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
4.3
6 reviews
5 stars
5
4 stars0
3 stars0
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1 star
1
- MMMaxine MaynorOct 17, 20255.0Myra and Brittney are the best!
- DPDonald PhillipsJun 21, 20255.0I enjoy their professionalism, courtesy, and superb customer service
- MMMonet MooreMay 8, 20245.0She was very sociable and easy to talk to. She explained everything in a way that was easy to understand.
- AWAngie WilliamsNov 29, 20215.0The people have always been nice and friendly people always wanting to help in any way branch 122 is where I will always go
- AHAnthony HallJun 9, 20211.0Lady is just nasty to everyone when you call to make your payment.....
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases and repairs, and other unplanned expenses.
How can I pre-qualify for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms you might qualify for based on your credit and information you provide; full approval requires completing a full loan application.
Are loan checks I receive from Republic Finance legitimate?
Yes, loan checks are real and represent pre-approved loan offers from Republic Finance.
What is the difference between interest rate and APR?
The interest rate is the percentage charged for borrowing money, excluding fees. APR includes the interest rate plus any additional fees, resulting in a higher percentage rate.
What does refinancing a loan with Republic Finance mean?
Refinancing replaces your existing loan with a new loan that may have a different interest rate, terms, and repayment timeline, including any remaining balances and fees.
How quickly can I receive funds from Republic Finance?
If you qualify for electronic funding, funds deposit within 1-2 business days; in-person loans receive funds the same day via paper check.
What are Republic Finance's office hours?
The office is open Monday through Friday from 8:00 AM to 5:00 PM and closed on Saturdays, Sundays, and holidays such as Thanksgiving and Christmas.
Where is Republic Finance located in Enterprise, AL?
Republic Finance is located at 1110 Boll Weevil Cr., Suite F, Enterprise, AL 36330.
What nearby businesses can I visit around Republic Finance?
Near Republic Finance, you can find Loan South Finance and Tax Service for additional financial help, Mellow Mushroom for dining, and Salon Serendipity & More for beauty services.
How can nearby banks like Troy Bank & Trust or IAM Federal Credit Union assist Republic Finance customers?
Customers seeking banking services or alternative financial products can visit nearby banks such as Troy Bank & Trust or IAM Federal Credit Union located near Republic Finance.