Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and emergency expenses.

Pre-qualification provides an estimate of loan terms based on your credit and information provided, while loan application completion is required for final approval and precise loan terms.

Yes, the loan check is a real, pre-approved loan offer from Republic Finance.

The interest rate is the percentage charged on the borrowed money, excluding fees, while the APR includes the interest rate plus any fees like origination or documentation fees, expressed as a percentage.

Refinancing replaces your existing loan with a new one that may have different interest rates, terms, and repayment timelines, including the remaining balance and any fees.

If you qualify for electronic funding, funds are deposited within 1-2 business days; loans closed in-person receive funds the same day as a paper check.

You can pre-qualify for loans up to $10,000 online, although approval depends on factors like state of residence and income.

Missing a payment may result in a late charge; you should contact your local branch or review your loan documents for specific details.

Republic Finance is open Monday through Friday from 8:00 AM to 5:00 PM, and closed on weekends and certain holidays.

Yes, nearby points of interest include Beef 'O' Brady's restaurant for a meal, UPS Access Point for shipping services, and Liberty Tax Service for tax assistance.

Yes, nearby insurance agencies like USAgencies Insurance and Freeway Insurance can assist customers with insurance needs complementing financial services.

Customers can visit nearby salons such as Venus Nails, Nails Plus, Elegant Nails, and SalonCentric for beauty, nail, and hair supplies.