Business Details
About
Loan AgencyInvestment ServiceRepublic Finance
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
4.6
16 reviews
5 stars
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1 star
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- DSDarlene Skipper5 days ago1.0Buyers beware!! This company will send you a check in the mail. Do not deposit it! I became ill with long COVID and was fighting for my life. All the creditors I have was willing to work with me due to me not being able to work for several months. This company was calling 10 times a day repeatedly nonstop! They threatened to take me to court and then garnished my wages. Then on top of that they added hundreds more dollars to my total for court cost and papers being served. It has been an horrific experience with this company. I will advise anyone please go elsewhere if you are seeking funding. Read the fine print no what you are getting into. You do not matter to them.
- KRKC RellimDec 19, 20255.0I am just so impressed with the staying in touch and providing offers that fit my needs. I also have to say that their politeness as well as addressing any questions I had about my loan. Just awesome people.
- KIKENNY JACKSON IIAug 26, 20255.0fast approval!
- LLLaJuannaApr 5, 20195.0I'm SUPER EXCITED!!!! This company came through when no other financial establishment I applied to would. They are beyond kind, patient and helpful. Kurt and Jeremy went above and beyond to help me. Thanks to them I can now pay off bills and have one payment. I would encourage EVERYONE to contact them if you need help. Thanks Republic Finance of Dothan, Al. Thank you Kurt and Jeremy for your help.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and emergency expenses.
How does pre-qualification for a loan differ from applying for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and information provided, while loan application completion is required for final approval and precise loan terms.
Is the loan check I received from Republic Finance real?
Yes, the loan check is a real, pre-approved loan offer from Republic Finance.
What is the difference between interest rate and APR for Republic Finance loans?
The interest rate is the percentage charged on the borrowed money, excluding fees, while the APR includes the interest rate plus any fees like origination or documentation fees, expressed as a percentage.
What does it mean to refinance a loan with Republic Finance?
Refinancing replaces your existing loan with a new one that may have different interest rates, terms, and repayment timelines, including the remaining balance and any fees.
How quickly can I get funds from Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days; loans closed in-person receive funds the same day as a paper check.
What is the maximum loan amount I can pre-qualify for online at Republic Finance?
You can pre-qualify for loans up to $10,000 online, although approval depends on factors like state of residence and income.
What happens if I miss a payment on my Republic Finance loan?
Missing a payment may result in a late charge; you should contact your local branch or review your loan documents for specific details.
What are the business hours for Republic Finance in Dothan, AL?
Republic Finance is open Monday through Friday from 8:00 AM to 5:00 PM, and closed on weekends and certain holidays.
Are there any nearby places to visit before or after visiting Republic Finance on Montgomery Hwy in Dothan, AL?
Yes, nearby points of interest include Beef 'O' Brady's restaurant for a meal, UPS Access Point for shipping services, and Liberty Tax Service for tax assistance.
Can nearby insurance agencies help customers of Republic Finance in Dothan, AL?
Yes, nearby insurance agencies like USAgencies Insurance and Freeway Insurance can assist customers with insurance needs complementing financial services.
Where can Republic Finance customers find beauty and personal care services nearby?
Customers can visit nearby salons such as Venus Nails, Nails Plus, Elegant Nails, and SalonCentric for beauty, nail, and hair supplies.