Business Details
About
Loan Agency
Heights Finance in Decatur, AL offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
5.0
11 reviews
5 stars
11
4 stars0
3 stars0
2 stars0
1 star0
- BSBeatrice Strong3 days ago5.0Keisha is always very prompt & professional! The staff here are very nice & well trained to do their job!!
- CSCoty SpearsOct 29, 20255.0Took care of everything I needed and very helpful!
- AHAmy Hampton-LuncsfordSep 12, 20255.0Sheila Gideon went above and beyond to help me with a loan today. She will be the one I go to everytime
- MPMonica PinkertonAug 22, 20255.0Huge shout out to the ladies at the Decatur, AL office! They are always so polite and helpful - they go above and beyond everytime!
- DTDonna TuckerAug 22, 20255.0I appreciate you guys Shelia and Keisha ❤️ at 1st Heritage. The best team work ever always show good hospitality and best help that a company could ask for. Keep up the good work 💯
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance offer?
Heights Finance offers installment loans, auto loans, debt consolidation loans, unsecured and secured personal loans, emergency loans, and loan refinancing options.
How can I apply for a loan at Heights Finance in Decatur, AL?
You can apply online, in a branch, or by phone. The loan application process is fast and easy, and friendly representatives will help you find a loan that fits your needs.
What is an installment loan?
An installment loan allows you to borrow money and pay it back in fixed monthly installments over time, suitable for bills, car repairs, medical expenses, debt consolidation, and more.
Do I need good credit to get a loan from Heights Finance?
Good credit helps, but loan approvals are based on multiple factors; you may qualify even without stellar credit. The best way to find out is to apply today.
What documents are required to apply for a loan?
Bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, utility or bank statements.
What are Heights Finance's business hours in Decatur?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Is there convenient parking and wheelchair access at the Decatur Heights Finance branch?
Yes, the Decatur branch has onsite parking and a wheelchair accessible entrance for customer convenience.
What nearby places can I visit around Heights Finance in Decatur?
Nearby you can find Marco's Pizza for a quick meal, Westside Coffee Place & Cafe for coffee, and Westside Paper Creations art gallery if you want to explore local art.
Are there real estate services near Heights Finance in Decatur?
Yes, several real estate agents and agencies are nearby, including RE/MAX Platinum-Alabama, Stephanie Jones, Team Legacy, and Kim Hallmark Real Estate Group, convenient if you're considering property investments.
Where can I find additional financial services near Heights Finance?
1st Heritage Credit and Kinsmith Finance, both offering financial services including installment loans, are nearby and may provide alternative or complementary lending options.