Business Details
About
Loan Agency
Heights Finance in Cullman, AL offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.6
144 reviews
5 stars
127
4 stars
5
3 stars0
2 stars0
1 star
12
- CPCrystal PendletonSep 16, 20255.0They are absolutely amazing. They staff is very polite and I would recommend them to all my friends
- MPMolly PurserAug 25, 20255.0Super nice ladies and always understanding!!
- RMRachel MAug 25, 20255.0Covington Credit (Cullman office) has been an absolute pleasure to have business with. The ladies in the office are abundantly sweet and will work with you in every way possible. Highly recommend!
- ABAndrew BrownAug 16, 20255.0Really nice people to do business with.i use them when I am able to get a little bit of money to help pay other bills and buy things at the grocery store.
- BPBrad ParkerAug 12, 20255.0Destiny and her staff are outstanding!!! Highly recommend!!!!
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance offer?
Heights Finance offers installment loans, auto loans, debt consolidation loans, emergency loans, and both secured and unsecured personal loans up to $10,000.
How can I apply for a loan at Heights Finance in Cullman, AL?
You can apply for a loan online, by phone, or by visiting the branch in person. The loan application process is designed to be fast and easy.
What do I need to bring when applying for a loan?
Bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, utility bills, or bank statements.
Do I need good credit to get a loan from Heights Finance?
Good credit helps but is not always necessary; loan decisions are based on multiple factors. The best way to find out if you qualify is to apply.
What are the business hours for Heights Finance in Cullman?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.
Is there wheelchair access and parking available at this branch?
Yes, Heights Finance Cullman has a wheelchair accessible entrance and onsite parking available.
Can I make loan payments online or by other methods?
Yes, you can make payments online, via a mobile app, automated bank payments, or by check, money order, or debit card at your local branch.
Are there any clothing stores near Heights Finance Cullman?
Nearby clothing stores include Spirit Shop LLC, SpiritShop Cullman-Al, Zero Gravity, Meraki Boutique Shop, and AnnaLynn's, offering shopping and boutique options for customers before or after their visit.
What dining options are close to Heights Finance branch?
Nearby dining includes Taqueria Las Cebollitas (Mexican/Latin American), Daylight Donuts (bakery and coffee shop), and Herbalife - Cullman 31 Nutrition (smoothie juice bar and diner), ideal for a meal or snack before or after your appointment.
Are there other financial or loan-related services near Heights Finance in Cullman?
Yes, nearby financial services include Covington Credit (check cashing/payday loans), Loan Master (installment loans), and LendNation (payday loans), providing customers various options for personal financing needs.