Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers a variety of personal loans including auto-secured loans, bill consolidation loans, emergency loans, holiday loans, home improvement loans, K-12 school loans, vacation loans, and general personal loans.

If you qualify for electronic funding, funds are deposited within 1-2 business days. If you close a loan in person at a Republic Finance office, you receive funds the same day via paper check.

Republic Finance is open Monday through Friday from 8:00 AM to 5:00 PM and closed on Saturdays and Sundays, as well as on certain holidays like Thanksgiving and Christmas.

Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and information provided. Final approval and terms require completing a full loan application.

Refinancing replaces your existing loan with a new one potentially having different interest rates, terms, or repayment timelines. The new loan amount includes your remaining balance plus any fees allowed.

The Republic Finance office is located at 5880 Trussville Crossings Blvd, Suite 112, Birmingham, AL 35235, USA.

If you miss a payment, you may be charged a late fee. Contact your local branch or refer to your loan documents for specific information about late payment charges.

Nearby businesses like Leslie's pool supply and PetSmart provide options for errands before or after your visit. Also, dining spots such as PhoSizzle Trusville and Moe's Southwest Grill offer meals close by.

Yes, you can find several nearby options including QYD Wellness for health services, Oasis Day Spa & Hair Salon, and various beauty salons like ProfessioNail and Headstart Hair Care.

Near Republic Finance, you can visit recreational spots like Gracie Barra Trussville martial arts club and enjoy shopping at Kohl's department store or Sephora beauty store.