Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans for various needs including bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and information provided; final approval requires a full loan application.

Yes, the loan checks received are real pre-approved loan offers from Republic Finance.

The interest rate is the percentage charged for borrowing money, excluding fees. The APR includes the interest rate plus additional fees, making it typically higher.

Refinancing replaces your existing loan with a new one that may have different interest rates, terms, or repayment timelines, including the remaining balance and possibly fees.

If you qualify for electronic funding, funds are deposited within 1-2 business days. At physical locations, you receive funds the same day as a paper check.

The largest online pre-qualification loan amount is $10,000, though actual approval depends on factors like your state and income.

You may be charged a late fee. For details, contact your local branch or review your loan documents.

Nearby places include SURGE Staffing for employment services, The Nail Lounge Auburn for beauty and spa, and Ming House for Asian dining, providing convenient options during your visit.

Yes, numerous real estate agents and offices such as Jacqulin Rini Realtor, Kent McCown Group, and Coldwell Banker A&W Real Estate are nearby for your property needs.

You can visit nearby restaurants like Taco Bell and VooDoo Wing Company, or unwind at Holiday Inn Express & Suites Auburn - University Area.