Business Details
About
Loan AgencyInvestment ServiceRepublic Finance
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- Onsite servicesAvailable
Location
Hours
Reviews
4.4
15 reviews
5 stars
12
4 stars
1
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1 star
2
- CGCynthia GaunttDec 23, 20255.0Great Customer Service ‼️
- CJCharleane JenkinsNov 8, 20255.0It was great. Everything was done in a professional and timely manner.
- LTlakisha tolbertDec 18, 20245.0Very nice and happy to help me every time I call or come by.
- CGChance GainesDec 7, 20185.0I’ve borrowed thousands over the last few years. Never had a problem payment was always what it was supposed to be no hidden fees. Of course interest is high but it’s high everywhere if you don’t have good credit. I would use them again they’ve saved my butt a few times.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance provide?
Republic Finance offers personal loans for various needs including bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
How can I pre-qualify for a loan and how is it different from applying?
Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and information provided; final approval requires a full loan application.
Are the loan checks sent by mail from Republic Finance real?
Yes, the loan checks received are real pre-approved loan offers from Republic Finance.
What is the difference between the interest rate and Annual Percentage Rate (APR)?
The interest rate is the percentage charged for borrowing money, excluding fees. The APR includes the interest rate plus additional fees, making it typically higher.
What does refinancing a loan at Republic Finance involve?
Refinancing replaces your existing loan with a new one that may have different interest rates, terms, or repayment timelines, including the remaining balance and possibly fees.
How quickly can I receive funds after loan approval?
If you qualify for electronic funding, funds are deposited within 1-2 business days. At physical locations, you receive funds the same day as a paper check.
What is the maximum loan amount I can pre-qualify for online with Republic Finance?
The largest online pre-qualification loan amount is $10,000, though actual approval depends on factors like your state and income.
What happens if I miss a payment on my Republic Finance loan?
You may be charged a late fee. For details, contact your local branch or review your loan documents.
Which nearby places can I visit around Republic Finance in Auburn, AL?
Nearby places include SURGE Staffing for employment services, The Nail Lounge Auburn for beauty and spa, and Ming House for Asian dining, providing convenient options during your visit.
Are there real estate services near Republic Finance in Auburn?
Yes, numerous real estate agents and offices such as Jacqulin Rini Realtor, Kent McCown Group, and Coldwell Banker A&W Real Estate are nearby for your property needs.
Where can I find food and relaxation options near Republic Finance?
You can visit nearby restaurants like Taco Bell and VooDoo Wing Company, or unwind at Holiday Inn Express & Suites Auburn - University Area.