Heights Finance in Alexander City, AL offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance offer?
Heights Finance offers installment loans, auto loans, debt consolidation loans, emergency loans, unsecured and secured personal loans with amounts up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply online through their website, by phone, or by visiting a branch in person.
What documents are required to apply for a loan?
Applicants should bring two forms of information for identity, residence, and income verification, such as government-issued IDs, proof of income, utility bills, or bank statements.
Is good credit necessary to get a loan from Heights Finance?
Good credit helps, but loan decisions are based on multiple factors; you may qualify without stellar credit. The best way to know is to apply.
What are the loan terms and interest rates?
Loan terms and rates vary by applicant and state. Visit a local branch or contact Heights Finance for specific details.
Does Heights Finance offer loan refinancing?
Yes, refinancing is available for current loan customers. Visit a branch and speak with a team member for eligibility and details.
What are the payment options for loans at Heights Finance?
Payments can be made online, via mobile app, automated bank payments, check, money order, or debit card. Contact your local branch for more information.
What are the operating hours of Heights Finance in Alexander City?
They are open Monday to Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Can I find nearby financial services close to Heights Finance?
Yes, nearby financial services include Local Finance and Tax Service and OneMain Financial, which offer installment loans and other financial services.
What are some nearby businesses where I can grab a bite or shop after visiting Heights Finance?
Nearby places include Dairy Queen Grill & Chill for ice cream, Dollar General for discount shopping, and Renfroe's Market for groceries.