Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- Onsite servicesAvailable
Location
Hours
Reviews
4.0
8 reviews
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- RJRoenia JaniganMar 6, 20255.0They are wonderful. They worked with me while I was on medical leave. Very helpful.
- PPPatricia PerryNov 30, 20245.0Great place for a loan kind,considerate, and always willing to help. Fast approval.
- BDBrandi DelaneyNov 16, 20215.0I've been a customer for a few years now. The employees are very professional and understanding to your situation. Any time I've needed anything, they were eager to help! Very fast and reliable! Would recommend them to anyone!!
- DGDr Kelsey GrahamMay 3, 20211.0Against my wishes my wife, who is on hospice, took out a loan with this company. Bait and switch is only a part of what I could say about them. Inserting a television as collateral for the loan- a TV she does not even own. These people prey on desperate people and profit from the suffering of dying old ladies. My wife is not aware of my leaving this review however since I have a large YouTube presence I believe a video expose is in store. Links to follow.
- KDKisha DavisApr 28, 20215.0One of the best decisions I made! Kelsey was AMAZING! She was patient, polite, and professional. She simplified the process to make it easier to understand. I would definitely recommend them to my family and friends! Kelsey and Phillip, thank you soooo much for everything!
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including auto-secured loans, bill consolidation loans, emergency loans, holiday loans, home improvement loans, K-12 school loans, vacation loans, and general personal loans.
How does pre-qualification for a loan differ from applying for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms you might qualify for based on your credit and information provided. Final approval and loan terms require completing a full loan application.
How long does it typically take to receive funds after loan approval at Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days. If you close a loan in person at a Republic Finance office, you receive funds the same day by paper check.
What does refinancing a loan at Republic Finance involve?
Refinancing replaces your existing loan with a new one potentially featuring a different interest rate, terms, or repayment timeline. The new loan amount includes the balance of the old loan plus any applicable fees and insurance products.
What are the typical business hours for the Republic Finance location in Alabaster, AL?
The Alabaster location is open Monday through Friday from 8:00 AM to 5:00 PM. It is closed on weekends and certain holidays such as Thanksgiving and Christmas.
Where is Republic Finance located in Alabaster, AL?
Republic Finance is located at 9200 Highway 119, Suite 1500, Alabaster, AL 35007, US.
What should I do if I miss a loan payment at Republic Finance?
If a payment is missed, late charges may apply. Customers should contact their local branch or consult their loan documents for specific details on late fees.
Can I find other helpful services near Republic Finance in Alabaster?
Yes, nearby services include Publix Super Market at White Stone Center for groceries and pharmacy needs, ABC Select Spirits for beverages, and Jackson Hewitt Tax Service for financial advising.
Are there convenient dining options near Republic Finance in Alabaster?
Customers can enjoy nearby restaurants such as Zaxby's for chicken and fast food, Green China for Chinese cuisine, and Gordos for Mexican food and bakery items.
What other amenities are near Republic Finance that might be useful to visitors?
Other nearby amenities include T-Mobile for mobile services, Palm Beach Tan for beauty and spa treatments, and Your Alabaster Locksmith for lock and key services.