Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.8
356 reviews
5 stars
317
4 stars
23
3 stars3
2 stars2
1 star
11
- BTBerry TshoniNov 14, 20255.0I really appreciate the service with LendDirect and it was really easy to get a secure loan
- TWTyrell WestlandOct 8, 20255.0Great place if in need of quick cash. Was able to get a Line of Credit and have the funds available same day. Big thanks to Kaitlin for helping me out.
- GPGledelyn PaglinawanSep 3, 20255.0Great Experience with LendDirect! I had a very smooth experience with LendDirect. The online application was quick and easy, and I got approved without any hassle. Their team was professional and responsive whenever I had questions, especially kaitlin. The funds were deposited fast, which really helped me manage my expenses. I also appreciate their flexible repayment options—it makes borrowing less stressful. Highly recommend them for anyone looking for a reliable and straightforward loan service!
- AWAsh leigh WindsorAug 28, 20255.0Kaitlin was great, professional and easy to deal with! We will definitely recommend Kaitlin to everyone!!!! Thank you!
- SKShae KimAug 22, 20255.0I was in lend direct today with Pranav assisting me and he did a good job explaining about the loans and terms. Friendly service. Thank you so much!
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers Lines of Credit and Secured Loans electronically funded up to $25,000 to help bridge financial gaps.
How can I apply for a loan at LendDirect?
You can apply for a loan online, by phone, or at a branch. Visit their loans page to check if they service your province.
What are the business hours of LendDirect in Medicine Hat?
LendDirect is open Monday to Friday from 9:00 AM to 6:00 PM and closed on Saturdays and Sundays.
What identification and documents do I need to apply for a Line of Credit?
You must be at least 18 years old with a valid ID, an open bank account in your name, proof of recurring income, and be a Canadian resident.
Can I get a Secured Loan for a vehicle older than 10 years?
Yes, Secured Loans are available for vehicles up to 20 model years old and limited to 250,000 km or less.
Does LendDirect have wheelchair accessible entrance?
Yes, LendDirect has a wheelchair accessible entrance to accommodate customers with mobility needs.
Can I make loan payments in person at a branch?
Yes, you can make payments at a branch with your debit card, or online via Interac e-Transfer or AutoPay. Cash payments are not accepted.
Are there any financial service providers near LendDirect that I can visit for investment advice?
Yes, nearby financial service providers include Edward Jones - Financial Advisor: Rahul Arora, CIM®, and The Frost Group - Raymond James Ltd., both offering financial advising services.
What dining options are available near LendDirect for a meal before or after my visit?
You can enjoy meals at nearby restaurants including New Mandarin Restaurant, Golden Bell Sub and Grill, and Cafe Verve Inc., which offers coffee and smoothies.
How can nearby businesses like Cash Money help me alongside LendDirect's services?
Cash Money, located nearby, also offers installment loans which may provide alternative or complementary financial solutions to those from LendDirect.