Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.8
428 reviews
5 stars
367
4 stars
44
3 stars
8
2 stars1
1 star
8
- JWJustin Wonnenberg3 days ago5.0Thank you Beverley for the amazing service at LendDirect!! You were super friendly and really easy to talk with... I highly recommend if you need a loan, come pay Beverley a visit or anyone on the team.... They're all really friendly and knowledgeable
- ATAmber Trofimenkoff3 days ago5.0Dawn is FANTASTIC! Easy to work with and super friendly
- MMMarina5 days ago1.0Horrible place. Harassing text messages that they will not shut off. No customer service to speak of. Nobody to ever answer the phone. Will be taking my loan business elsewhere asafp
- LCLance cameronNov 5, 20255.0Bev was very professional, kind, informative. She helped me when I needed it and explained everything in great detail. I would recommend LenDirect for loans
- AMAshley MatthewsOct 28, 20255.0I have been dealing with this company for years as “Cash Money” and have Dealt with only a few people since they switched to “Lend Direct.” And have never had a conversation with any employee under either one of the company’s name that I didn’t have ATLEAST 1 complaint afterwards!!!! But FINALLY someone gave me the branch number for the Lethbridge location. Honestly I COULD NOT be more grateful. The Manager Akira WAS/IS so helpful, friendly, and great customer service communicator absolutely adore her! Thank you Akira! 🙏🏻😊
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers Lines of Credit and Secured Loans with electronically funded loans up to $25,000.
How can I apply for a loan at LendDirect?
You can apply online, by phone, or at a LendDirect branch.
What are the requirements to apply for a Line of Credit at LendDirect?
Applicants must be at least 18 years old, have a valid ID, an open bank account in their name, proof of recurring income, and be a Canadian resident.
How quickly will I receive a lending decision when applying online?
During business hours, pre-approval decisions are almost immediate, and final decisions are typically provided within 48 hours, often the same day.
What vehicles are acceptable for obtaining a Secured Loan at LendDirect?
Standard passenger vehicles such as hatchbacks, sedans, off-road trucks, SUVs, pickups, and vans are accepted.
Are there any options to get loan funds quickly?
Yes, you can receive loan funds via direct deposit or as quickly as 15 minutes using Interac e-Transfer®.
Can I make loan payments in person at a LendDirect branch?
Yes, payments can be made at a branch using a debit card; cash payments are not accepted. You can also pay online, by Interac e-Transfer, or set up AutoPay.
What nearby financial services can I visit in Lethbridge along with LendDirect?
Nearby financial service providers include Cash Money for installment loans, Shaun Serafini - Your Expert Mortgage Broker, and Benjamin Watson – Advisor at Sun Life for financial advising and mortgage services.
Are there nearby art galleries I can explore around LendDirect?
Yes, Legend Art Gallery and Blackfoot Arts and Culture are nearby art galleries you might visit before or after your visit to LendDirect.
What nearby services are available for real estate assistance close to LendDirect?
Several real estate agents and services are nearby, including Elgie Esquivel, Sheryl Fehr Realtor, ProActive Real Estate Ltd., Tyler Martineau & Associates, and Bankers Commercial Real Estate.