Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.7
13 reviews
5 stars
12
4 stars0
3 stars0
2 stars0
1 star
1
- EGEdna De GuzmanSep 6, 20255.0I highly recommend LENDDIRECT for their great customer service, fast and easy application approval. And special thanks to Mica and Laupdaur, Grande Prairie branch for your help...much appreciated.
- BSBhupinder SinghJun 7, 20255.0Very fast transactions👍🏻
- KKKlark KentFeb 19, 20255.0Akira was great! Fast and easy process and super friendly too. She helped me to use my car to get back on my feet. Would highly recommend!!
- VAVictoria Faith AnnFeb 18, 20255.0Akira was super helpful! She walked me through all the steps I really appreciated her help!!
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers Lines of Credit and Secured Loans electronically funded up to $25,000 to help bridge financial gaps.
How can I apply for a loan at LendDirect?
You can apply for a loan online, by phone, or in person at a LendDirect branch.
What are the business hours for LendDirect in Grande Prairie?
LendDirect is open Monday to Friday from 9:00 AM to 6:00 PM and closed on Saturdays and Sundays.
What do I need to apply for a Line of Credit at LendDirect?
To apply, you must be at least 18 years old, have a valid ID, an open bank account in your name, proof of recurring income, and be a Canadian resident.
How fast can I get my loan decision if I apply online?
During business hours, pre-approval decisions are usually almost immediate. Final decisions, including verification, are provided within 48 hours, often the same day.
What vehicles are acceptable for obtaining a Secured Loan?
Standard passenger vehicles such as hatchbacks, sedans, off-road trucks, SUVs, pick-up trucks, or vans are accepted.
Does LendDirect accept customers with less than perfect credit scores for car collateral loans?
Yes, LendDirect considers various factors beyond credit scores when processing loan applications and is happy to assist customers with different credit scores.
Can I make payments at a LendDirect branch?
Yes, payments can be made online, via Interac e-Transfer, AutoPay, or at a LendDirect branch using a debit card. Cash payments are not accepted.
What nearby financial services can I find near LendDirect in Grande Prairie?
Nearby financial and professional services include MNP, Richer Currie LLP, and PDQ Notary & Process Services, which can assist with accounting, legal, or notary needs before or after your visit.
Are there any health and wellness services close to LendDirect?
Yes, nearby options include Imagine Laserworks, Alberta Vein and Vascular, Edge Nutrition & Performance Inc., and Inspire Wellness Studio - Massage, where you can receive health or wellness care.
What entertainment or relaxation spots are near LendDirect?
Near LendDirect, you can visit Grant Berg Gallery for arts and entertainment or relax at Divine Glo beauty salon and Lush Nails and Spa for pampering and cosmetology services.