Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
5.0
83 reviews
5 stars
81
4 stars
2
3 stars0
2 stars0
1 star0
- NVNorman Villanueva3 days ago5.0Geetika Gupta is so nice! Hassle free loan!! Thank you so much!!
- JMJMG MurilloNov 3, 20255.0Shardul Soni is very helpful and easy to talk and did a fast services.
- SCSally CantomayorOct 31, 20255.0Shardul Soni,he is a good customer service and he assist me will.
- CCCalletta CallettaOct 17, 20255.0Shardul,You made the process stress free for me. Thank you!
- JJjoe johnsonSep 29, 20255.0Geetika was aweosme and very nice to deal with the process was simple and got what i needed fast
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers Lines of Credit and Secured Loans with electronically funded loans up to $25,000 to help bridge financial gaps.
How can I apply for a loan with LendDirect?
You can apply online, by phone, or at a LendDirect branch. Loan applications are quick and easy for Canadians.
What are LendDirect's operating hours?
LendDirect is open Monday to Friday from 9:00 AM to 6:00 PM and closed on Saturdays and Sundays.
What do I need to apply for a Line of Credit at LendDirect?
You must be at least 18 years old, provide a valid ID, have an open bank account in your name, proof of recurring income, and be a Canadian resident.
Are there any options for how I receive my loan funds?
Yes, you can receive funds via direct deposit to your bank account or as fast as 15 minutes through Interac e-Transfer® when available.
Can I get a loan on a financed car or a vehicle over 10 years old?
Yes, LendDirect accepts vehicles up to 20 model years old (limited to 250,000 kms) and can assist with loans on financed cars by contacting a branch.
Are secured loans at LendDirect reported to credit agencies?
Yes, LendDirect reports secured loan payment history to Equifax® Canada, which can help build your credit if payments are made responsibly.
Which nearby medical clinics are close to LendDirect’s Fort McMurray branch?
Nearby medical clinics include Al-Madina Medical Clinic, Dr. P E Kruger, Children’s Clinic, and Morrison Dental, providing convenient access to healthcare services before or after your visit.
What local services near LendDirect can help me with other personal needs?
You can visit nearby businesses such as The Medicine Shoppe Pharmacy for prescriptions, Orange Lily for hair and beauty services, and Jiffy Tech Services for electronics and computer repairs.
Are there any nearby financial services or banks to LendDirect in Fort McMurray?
Yes, TD Bank and Cash Money installment loans are nearby, which may help with additional financial services or ATM needs during your visit to LendDirect.