Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.9
492 reviews
5 stars
459
4 stars
15
3 stars
8
2 stars0
1 star
10
- JTJenn Taylor6 days ago5.0Fazia was very helpful and explained everything in great detail Excellent customer service highly recommended
- CHCole HoffNov 15, 20255.0Akhil was great today, very helpful
- LELeyla EspinalNov 14, 20255.0This is the second time that Beautiful Anmol did my application it’s been the best experience ever, she’s a beautiful person with good costumer service and knows very well how to do her job. Thank so much for your service i greatly appreciate it.
- CNCharles NuakoNov 4, 20255.0Mandeep was very professional and has the Patience to solve all the questions I asked. Thank you for all the help and advice that you gave me. GOD BLESS YOU.
- SSSalia SongaOct 30, 20255.0I phoned in and got approved right away and got my cash same day.Jackline did an excellent job getting the application process fast and easy .Best Lend Credit in town so far.Thank you your service
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What financial products does LendDirect offer?
LendDirect offers Lines of Credit and Secured Loans electronically funded up to $25,000 to help bridge financial gaps.
How can I apply for a loan at LendDirect?
You can apply online, by phone, or at a LendDirect branch for a quick and easy loan application.
What documents do I need to apply for a Line of Credit?
You need a valid ID, an open bank account in your name, proof of recurring income, and be a Canadian resident aged 18 or older.
How quickly can I get a lending decision if I apply online?
During business hours, pre-approval can be almost immediate; final decisions usually arrive within 48 hours, often the same day.
What types of vehicles are acceptable for a Secured Loan?
Acceptable vehicles include hatchbacks, sedans, off-road trucks, SUVs, pick-up trucks, and vans.
Does LendDirect offer pickup or delivery services for loans?
Pickup and delivery services are not offered by LendDirect.
What are LendDirect's hours of operation?
LendDirect is open Monday to Friday from 9:00 AM to 7:00 PM, Saturday from 9:00 AM to 5:00 PM, and is closed on Sunday.
Are there any convenient places to eat near LendDirect in Edmonton?
Yes, nearby you can visit Franco's Sports Bar and Grill, Clareview Chinese Restaurant, Tandoori Bites, Maurya Palace, and Shako Mako for a variety of dining options.
What nearby facilities can help customers visiting LendDirect?
Customers can visit the nearby Canada Post for mailing needs or Clareview Family Dental Centre and Clareview Area Dental for dental services.
Where can I find convenience stores and grocery shops near LendDirect?
Nearby convenience and grocery options include VJ's Island Foods, City Gas and Food Mart, Circle K, Easy Eat Halal Meat Grocery, and Liquor Barn.