Business Details
About
Loan AgencyCuro Management
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.9
572 reviews
5 stars
542
4 stars
16
3 stars5
2 stars2
1 star7
- KJKyle JohnsonJan 1, 20263.0I would give them one stars, but this will help get more traffic to prevent people from making a mistake. Yes, you can easily go in and get a loan as they advertise. However, what they don't openly tell you whilst you're signing all that paperwork is you will be paying an obnoxious APR, and it will dig you into a hole deeper than just borrowing from a family, deffering a payment, or even a missed bill payment. To top it off, over the course of the loan I have been in, on three separate occasions (just yesterday most recently) they have continued to withdraw money even after I have specifically said to stop withdrawls. I have two via email, and one via a recorded call. Its illegal for them to do this. They are a loan shark agency under the guise of a payday lender. Beware. I will be making a report to a few regulating bodies.
- LHLexy Mae Harper HansleyDec 31, 20255.0I applied online for a Line of credit to help with some debt relief! Anupreet called me, asked some questions and then within 5 minutes I was approved, sign documents and received money right away, all in one way!! The process was easy and smooth and I was treated with absolute respect and she was SO friendly!! I highly recommend her and this company!! I wish I could give her more then 5 stars!!!! Thank you Anupreet for everything!!!
- AIAbdi IsmaelDec 30, 20255.0I've been in to the landirect office today and also it was my first time being there and Robby help so well and I was felt like I was talking to one of my family members thank you again Robby
- JDJohn DietrichDec 23, 20255.0From start to finish, Anupreet and Robbie made the experience painfull and quick. Robbie was very personalable and answered all of my questions when i went into the branch. Left feeling like i didnt have any concerns. Will be reccomending LendDirect to anyone i know who may need their services
- AAAdemidun AdebiyiDec 22, 20254.0Robby George helped me understand how the payment goes, and how I would receive the money which I really appreciate. The branch manager and everyone were also nice.
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What loan options does LendDirect offer?
LendDirect offers electronically funded loans up to $25,000 including Line of Credit and Secured Loans to help bridge financial gaps.
How can I apply for a loan at LendDirect?
You can apply for a loan online, by phone, or at a LendDirect branch. Visit their loans page to see if they service your province.
What documents do I need to apply for a Line of Credit?
You need to be at least 18 years old, have a valid ID, an open bank account in your name, proof of recurring income, and be a Canadian resident.
How quickly can I get a lending decision after applying online?
During business hours, pre-approval decisions are given almost immediately; final lending decisions occur usually the same day or within 48 hours after document verification.
What types of vehicles qualify for a Secured Loan at LendDirect?
Acceptable vehicles include hatchback cars, sedans, off-road trucks, SUVs, pickup trucks, or vans that are 20 model years or newer and under 250,000 kms.
Are there options to make loan payments in person at LendDirect?
Yes, you can make payments at a branch using a debit card. LendDirect does not accept cash but offers Interac e-Transfer and AutoPay online.
What are LendDirect's business hours?
Open Monday to Friday from 9:00 AM to 7:00 PM, Saturdays from 9:00 AM to 5:00 PM, and closed on Sundays.
How can nearby Plaza 124 be useful when visiting LendDirect?
Plaza 124 nearby offers pharmacies and health services, so visitors can conveniently handle health or event planning needs before or after their appointment at LendDirect.
What nearby financial services are close to LendDirect?
Cash Money and Beacon of Hope Counselling are nearby financial services that can offer installment loans and financial advice complementary to LendDirect's offerings.
Are there legal and counseling services near LendDirect?
Yes, nearby options include YEG Family Counselling for psychological and family counseling, and several law firms like Spectrum Family Lawyers and Vest Wills and Estates Lawyers for legal support.