Business Details
About
Loan AgencyCuro Management
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.8
316 reviews
5 stars
285
4 stars
15
3 stars3
2 stars2
1 star
11
- SNSadia Nor2 days ago5.0Thelma De Guzman helped me today she has an outstanding customer service, she help me out to get approved for line of credit. Recommended her for great job.
- IJimraan jama4 days ago5.0Sahib he is best friendly agent Thelma de Guzman best financial service representative she is so Freindly and good customer care too
- PBPuneet BhullarJan 2, 20265.0The service of Thelma De Guzman. Was amazing she made the process very easy and made it approve with in minute i cant thank her enough
- BKBrandon KJan 2, 20265.0Thelma was great and made it easy to understand the process. Very quick and friendly.
- AMAli MohamedDec 23, 20255.0My Name is Ali I get great customer Sevice from Thelma, she help me to get process my secured loan, and I’m happy and recommend her for great work.
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers electronically funded loans including Line of Credit and Secured Loans up to $25,000 to help bridge financial gaps.
How can I apply for a loan with LendDirect?
You can apply for a loan online, by phone, or at a branch, with a quick and easy application process.
What are the requirements to apply for a Line of Credit?
Applicants must be at least 18 years old, have a valid ID, an open bank account in their name, proof of recurring income, and be a Canadian resident.
How quickly can I receive a lending decision after applying online?
During business hours, pre-approval decisions may be given almost immediately. Final approval can be notified the same day or within 48 hours after document verification.
Can I get a Secured Loan on a vehicle older than 10 years?
Yes, Secured Loans can be offered on vehicles up to 20 model years old and with up to 250,000 kms or less.
What are the business hours for LendDirect in Edmonton?
LendDirect is open Monday to Friday from 9:00 AM to 7:00 PM, and Saturday from 9:00 AM to 5:00 PM. It is closed on Sundays.
Does LendDirect accept cash payments at branches?
No, LendDirect does not accept cash payments. Payments can be made via Interac e-Transfer, AutoPay online, or at a branch using a debit card.
What nearby financial services are available near LendDirect's Edmonton location?
Nearby you can find mortgage brokers such as INVIS Calibre Mortgage, Invis Inc., and Maya Feldman Mortgage Broker, which could help with related financial needs.
Are there accounting services close to LendDirect for financial advice?
Yes, close by are Baumgartner & Company Chartered Professional Accountants, OpenBook Accounting LLP, and Metrix Group LLP for accounting and bookkeeping services.
What wellness services are available near LendDirect's branch?
Nearby wellness options include Holistic Healing Counselling and Highlander Counselling and Mediation, offering mental health and meditation services.