Business Details
About
Loan AgencyCuro Management
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.8
494 reviews
5 stars
441
4 stars
38
3 stars5
2 stars1
1 star
9
- ADAshai Deng5 days ago5.0I had a good experience dealing with Magena for my Secured loan I would recommend her to anyone going to Lenddirect
- OKOliyad KebedeDec 31, 20255.0Saugat is great, and polite guy. Everything was straight forward and helpful. Thankful for the great support
- CNCandice NolanDec 29, 20255.0Fantastic experience with Kal dealing with my line of credit! She was kind and patient and answered all my questions!
- ADangelie diazDec 18, 20255.0From start to finish, everything was smooth and easy. Saugat, one of the staff were incredibly kind and professional, and we felt well taken care of. I highly recommend this place!
- CMChristine MonsonDec 17, 20255.0Saugat was amazing had me approved and out the door in minutes. Great service I would recommend Lend Direct to anyone.
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers Line of Credit and Secured Loans up to $25,000 for customers in Canada.
How can I apply for a loan at LendDirect?
You can apply online, by phone, or at a branch for a loan with LendDirect.
What are the requirements to apply for a Line of Credit with LendDirect?
Applicants must be at least 18 years old, have a valid ID, an open bank account in their name, proof of recurring income, and be a Canadian resident.
How quickly can I get a lending decision if I apply online?
During business hours, you may receive a pre-approval decision almost immediately. Final approval typically comes within 48 hours, often the same day.
What vehicles are accepted for a Secured Loan?
LendDirect accepts standard passenger vehicles such as hatchbacks, sedans, off-road trucks, SUVs, pick-up trucks, and vans.
Does LendDirect offer services for customers with less than perfect credit?
Yes, LendDirect considers multiple factors beyond credit scores when processing loan applications and can assist customers with various credit backgrounds.
What are LendDirect's business hours?
LendDirect is open Monday to Friday from 9:00 AM to 7:00 PM and Saturdays from 9:00 AM to 5:00 PM. They are closed on Sundays.
Where is LendDirect located?
LendDirect is located at 10525 170th St. Suite 104, Mayfield Business Centre, Edmonton, AB T5P 4W2, Canada.
Are there any nearby financial service providers that could complement my visit to LendDirect?
Yes, Garett Martin Mortgages - TMG and Gallagher Insurance, Risk Management & Consulting are nearby, offering mortgage and insurance services that can complement your loan needs at LendDirect.
What nearby amenities can I visit around LendDirect?
You can visit More Subs for a quick meal, Total Taekwondo for martial arts classes, or Kynd Chiropractic for health services, all located near LendDirect.