Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.8
396 reviews
5 stars
366
4 stars
18
3 stars2
2 stars1
1 star
9
- GSgurwinder singh2 days ago5.0easy service and helpful staff. Lisa helped me she is kind and polite and fantastic. She was extremely helpful in getting me some money. I've had no issues. East to apply. Communication was there. Emails and phone calls.
- SCServjeet ChaudhryNov 15, 20255.0Lisa she is very good,she helped me out,i will refer my friends to this place,good customer service,
- RAReiner AbuanNov 7, 20255.0Leah was very helpful to me. Would highly recommend her.
- BBBruceNov 6, 20255.0Flordeliza de Guzman was an exceptional staff member. She made is painless and found a way to get me approved for a secured loan. I am in her debt (literally).
- IKinnocent kadunaOct 31, 20255.0Лиза/ Liza просто потрясающий человек в своей работе. Она помогла мне получить кредит без лишних хлопот. Однозначно рекомендую всем.
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers Lines of Credit and Secured Loans, with electronically funded loans up to $25,000.
How can I apply for a loan at LendDirect?
You can apply online, by phone, or at a branch. Visit their loans page to check service availability in your province.
What documents are required to apply for a Line of Credit?
Applicants must be at least 18 years old and provide a valid ID, a bank account in their name, proof of recurring income, and be a Canadian resident.
How quickly will I receive a lending decision after applying online?
During business hours, pre-approval is nearly immediate. Final approvals usually occur the same day or within 48 hours after document verification.
What vehicles qualify for a Secured Loan?
Standard passenger vehicles such as hatchbacks, sedans, off-road trucks, SUVs, pick-up trucks, or vans are accepted.
Can I get a Secured Loan if my car is over 10 years old?
Yes, vehicles up to 20 model years old and with less than 250,000 kilometers are eligible for Secured Loans.
What are LendDirect's operating hours?
They are open Monday to Friday from 9:00 AM to 7:00 PM, Saturday from 9:00 AM to 5:00 PM, and closed on Sundays.
Are there wheelchair accessible entrances at LendDirect?
Yes, LendDirect has wheelchair accessible entrances for customer convenience.
How can nearby places help when visiting LendDirect?
Nearby places like ATB Financial and The Bookkeeping Department can assist with additional financial or accounting needs before or after visiting LendDirect.
What local amenities are near LendDirect for visitors?
Visitors can enjoy services nearby such as Horton Park Dental for dental care, Era Massage & Beauty for relaxation, or The Lunch Lady for catering and dining.
Are there educational institutions near LendDirect?
Yes, Aquinas College and MathPro Math Tutoring are nearby, making it convenient for students or educators seeking financial services.