Business Details
About
Loan AgencyCuro Management
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.8
337 reviews
5 stars
299
4 stars
21
3 stars3
2 stars3
1 star
11
- EPEstelle PadleyJan 2, 20265.0Mandeep face me a quick service and helped me with my financial needs
- CKChelsea KenneyDec 19, 20255.0Mandeep was very helpful and took the time to make sure I understood everything. Definitely recommend
- LJLunna JarochaDec 18, 20255.0Was so easy, Miss Taran explained everything to easy to understand and she was very helpful with my application.
- CCCLDec 18, 20255.0Mandeep was a great help, patient and very honest with her work. Hope to do more business with her in the future.
- RAraffiheaven asmelashDec 17, 20255.0Great experience getting an application processed Please come to the location and look for Mandeep to help you out
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers Lines of Credit and Secured Loans up to $25,000 to help bridge financial gaps.
How can I apply for a loan at LendDirect?
You can apply for a loan online, by phone, or at a LendDirect branch in Canada.
What are the requirements to apply for a Line of Credit with LendDirect?
Applicants must be at least 18 years old, have a valid ID, an open bank account in their name, proof of recurring income, and be a Canadian resident.
How quickly will I receive a lending decision if I apply online?
During business hours, pre-approval decisions are often immediate. Final lending decisions usually happen the same day but may take up to 48 hours if verification is needed.
What types of vehicles qualify for a Secured Loan at LendDirect?
Acceptable vehicles include standard passenger cars such as hatchbacks, sedans, off-road trucks, SUVs, pickup trucks, or vans, up to 20 model years old and with less than 250,000 km.
Can I get a Secured Loan if I have a less than perfect credit score?
Yes, LendDirect considers various factors beyond credit score to help customers with different credit backgrounds.
Does LendDirect have wheelchair accessible entrances?
Yes, LendDirect's location has a wheelchair accessible entrance for customer convenience.
What are the business hours of LendDirect in Calgary?
LendDirect is open Monday to Friday from 9:00 AM to 7:00 PM and on Saturday from 9:00 AM to 5:00 PM; it is closed on Sundays.
Are there any nearby places I can visit before or after my loan appointment at LendDirect?
Yes, nearby you can visit Lovelle Artistry for beauty treatments, Tasty pot 味鼎 for Chinese cuisine, or Ultraviolet Nail Studio for nail care.
How can nearby transit or services facilitate my visit to LendDirect?
Nearby IT services like Nixzoe and professional accounting firms like Versatile Accounting can be convenient for tech or finance needs before or after your visit to LendDirect.