Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.8
426 reviews
5 stars
380
4 stars
31
3 stars3
2 stars2
1 star
10
- TStarush sharma2 days ago5.0Harsimran kaur gave a nice service and fast, loan approval was fast. Thanks for the amazing hospitality, she was really kind and helpful during the process
- TNTenzin NamgyalNov 14, 20255.0It's definitely 5star,,,,,kaur and Kenny was so friendly and so helpful. Approved in few minutes.thank you guys,,, it really helps.cheers
- ABAnmol brarNov 13, 20255.0I went to lend credit in temple drive and my advisor Mandy kittle gave me the best service and help me out with all my documents and everything.
- SBSharon BennettNov 3, 20255.0I had a great experience with two beautiful young ladies who answered my questions and made me fell welcome they took time explaining how to get my secured loan . I just want to shout out a big thank you to Simran and Kenny for all you hard work I will definitely Recommend my friends and family to These beautiful young ladies.
- RNRohit NainOct 24, 20255.0She is very professional, knowledgeable, and friendly throughout the process. They took the time to explain everything clearly and made sure I understood all my options. Their customer service was outstanding, and I truly appreciated their patience and helpful attitude. I highly recommend them for anyone looking for financial guidance or support!
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers Lines of Credit and Secured Loans up to $25,000 to help bridge financial gaps.
How can I apply for a loan at LendDirect?
You can apply for a loan online, by phone, or at a branch location.
What are the requirements to apply for a Line of Credit at LendDirect?
Applicants must be at least 18 years old, have a valid ID, an open bank account, proof of recurring income, and be a Canadian resident.
How quickly can I get a lending decision if I apply online?
You may receive a pre-approval decision almost immediately during business hours, with final approval typically within 48 hours, often the same day.
What vehicles qualify for a Secured Loan at LendDirect?
Standard passenger vehicles such as hatchbacks, sedans, off-road trucks, SUVs, pick-up trucks, or vans are acceptable.
Can I get a Secured Loan on a vehicle that's over 10 years old?
Yes, Secured Loans are available for vehicles 20 model years or newer and under 250,000 kms.
Does LendDirect help customers with less than perfect credit scores?
Yes, LendDirect considers various factors beyond credit scores and is happy to assist customers with different credit histories.
What nearby places can I visit for food after visiting LendDirect?
You can visit nearby restaurants such as Chicken on the Way, Rio Pizza Temple, Subway, Tim Hortons, or Ruby Queen for a variety of dining options.
Are there convenient grocery stores near LendDirect where I can shop?
Yes, No Frills, Kevin & Amanda's No Frills, and Dollarama stores are close to LendDirect for your grocery and discount shopping needs.
What nearby services can assist me with professional or personal needs when visiting LendDirect?
Nearby services include Mosaic Photo Studio for photography, Temple Square Dental Northeast Calgary for dental care, and Properties Animal Clinic for pet health.