Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.8
380 reviews
5 stars
340
4 stars
22
3 stars5
2 stars0
1 star
13
- RPRathe ProsnoNov 10, 20255.0I had a wonderful experience working with Urmila Joshi. She was very kind, patient, and truly took the time to listen to my financial concerns. Urmila explained everything clearly and made sure I understood all my options before making any decisions.
- JFjoy fernandezOct 16, 20255.0I am satisfied with the service of the staff. Specially with Rosalyn.
- JSJennifer StewartAug 21, 20255.0Excellent customer service
- MMMadelaine MichellAug 9, 20255.0Friendly, accommodating, respectful and thoroughly explained everything. Customer S service is top notch. Would definitely recommend.
- LCLisandra ChavezAug 8, 20255.0My experience is amazing. All is very good. I am Rosalyn she is very nice and helping a lot.
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers Line of Credit and Secured Loans with electronically funded amounts up to $25,000.
How can I apply for a loan at LendDirect?
You can apply for a loan online, by phone, or at a LendDirect branch.
What requirements do I need to meet to apply for a Line of Credit?
Applicants must be at least 18 years old, have a valid ID, an open bank account, proof of recurring income, and be a Canadian resident.
How quickly can I get a lending decision when I apply online?
During business hours, you may receive a pre-approval decision almost immediately, with a final decision typically within 48 hours, often the same day.
What vehicles are acceptable for a Secured Loan?
Accepted vehicles include standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
Does LendDirect accept applicants with less than perfect credit scores?
Yes, LendDirect considers various factors beyond credit scores when processing loan applications and is happy to help customers with varying credit histories.
Can I make loan payments at the LendDirect branch?
Yes, you can make payments online or at a branch using your debit card, but cash payments are not accepted. Interac e-Transfer and AutoPay options are also available.
Where is LendDirect located in Calgary?
LendDirect is located at 1610 37 Street Southwest, Suite 208, Calgary, AB, T3C3P1, Canada.
What nearby places can I visit before or after visiting LendDirect?
You can visit nearby places like Shoppers Drug Mart for pharmacy needs, Wendy's for a quick meal, or the Westbrook Walk-In Medical Clinic if you require medical services.
How can nearby places like Westbrook Professional Building and Walmart Canada help me when visiting LendDirect?
Westbrook Professional Building is part of the commercial area where LendDirect is located, making it easy to find the branch. Walmart Canada offers shopping and pharmacy services nearby, so you can conveniently take care of errands during your visit.
Are there nearby services for automotive needs around LendDirect?
Yes, nearby automotive services include Trail Tire Auto Centers for tire and repair services, Mr. Lube and Tires for oil changes, and PartSource for automotive parts and accessories.