Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.9
46 reviews
5 stars
45
4 stars0
3 stars0
2 stars0
1 star
1
- JLJoshwa LamadridNov 10, 20255.0Joy is absolutely wonderful and the entire team was exceptional. They were attentive, non-judgemental, and ensure you get amazing support. 10/10 would recommend them when you are in need!
- KFKendra FulguirinasNov 5, 20255.0I highly recommend this buseness.Their customer service exceeding my expectations. Joy help me to do my Secured loan. She always takes time to answer all my questions. The best and amazing service I’ve ever had.
- MHMingh HungNov 1, 20255.0Joy is absolutely amazing! She is very kind and helpful and explained everything I needed to know. Highly recommended!
- TTTLS TLSAug 30, 20255.0Joy’s customer service went above and beyond my expectations. She was extremely helpful and made the whole experience so much better.
- BMBernabe ManaloJul 22, 20255.0Excellent service provided by the company. The interest rate is far smaller compared to others. Special mention to Ms. Joy, who really provided personalized service to me and my son. Everything were explain properly and she's very accommodating. More power and continue to give an utmost service to your customers. 👏👏👏
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers Lines of Credit and Secured Loans up to $25,000, electronically funded to help bridge financial gaps.
How can I apply for a loan with LendDirect?
You can apply online, by phone, or at a branch. Visit their loans page to check if they service your province.
What do I need to apply for a Line of Credit?
Applicants must be at least 18 years old and provide valid ID, an open bank account in their name, proof of recurring income, and be a Canadian resident.
How quickly can I get a lending decision if I apply online?
Pre-approval can be almost immediate during business hours, with final approval communicated shortly afterward, usually the same day or within 48 hours.
What vehicles qualify for a Secured Loan at LendDirect?
Standard passenger vehicles such as hatchbacks, sedans, off-road trucks, SUVs, pick-up trucks, or vans are accepted.
Does LendDirect accept customers with less than perfect credit scores?
Yes, LendDirect considers various factors beyond credit score when processing loan applications, so they assist customers with different credit scores.
Can I make payments at LendDirect branches?
Yes, payments can be made online or at branches using a debit card. Cash payments are not accepted, but Interac e-Transfer and AutoPay are available options.
What are LendDirect's business hours?
They are open Monday to Friday from 9:00 AM to 7:00 PM, and Saturdays from 9:00 AM to 5:00 PM. They are closed on Sundays.
What nearby dining options are available around LendDirect?
Nearby restaurants include Chicko Chicken–Royal Oak, Masala Art Kitchen and Bar, Lotus Fine Indian Cuisine–Royal Oak, Grillzilla, and Bas Noodle 巴适面馆, great places to visit before or after your appointment.
Which nearby services can complement a visit to LendDirect?
Nearby services include Cash Money for financial needs, Steamoji - Calgary Northwest for education, and Guardian - NuAid Royal Vista pharmacy, all conveniently located for customers.
Are there local fitness or wellness businesses near LendDirect?
Yes, nearby wellness options include Gameday Men's Health hospital, Motion Specific Release chiropractic clinic, Best Skin - Beauty & Wellness Clinic, and Evergreen Cosmetic - Royal Oak for skin care.