Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.8
301 reviews
5 stars
265
4 stars
21
3 stars
5
2 stars1
1 star
9
- JTJose Roland TadleOct 23, 20255.0Yohannes Nirayo was really excellent and polite on offering me the loan options that I will get. I will for sure recommend lenddirect to my friends.
- KJK JOct 17, 20255.0Great staff. Very friendly and helpful to consolidate loans!
- EWElijah WrightJul 10, 20255.0Quick, easy and to the point! Made the process very simple and easy!
- MKMorgan KellyJun 4, 20255.0Very respectful and polite, they are super hard working even for end of the day they worked hard to get me my loan I needed
- GAGuillermo AntonioFeb 6, 20255.0excelente service
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers Lines of Credit and Secured Loans electronically funded up to $25,000 to help bridge financial gaps.
How can I apply for a loan at LendDirect?
You can apply online, over the phone, or at a branch. Visit their loans page to check service availability in your province.
What are the requirements to apply for a Line of Credit with LendDirect?
You need to be at least 18 years old, have a valid ID, an open bank account in your name, proof of recurring income, and be a Canadian resident.
How quickly can I receive a lending decision if I apply online?
During business hours, you may receive a pre-approval decision almost immediately; final approval usually arrives within 48 hours or often the same day.
What vehicles are accepted for obtaining a Secured Loan?
Standard passenger vehicles like hatchbacks, sedans, off-road trucks, SUVs, pick-up trucks, or vans are accepted.
What nearby services can be found around LendDirect in Airdrie?
Nearby services include multiple real estate agencies like Pursuit Realty Group, beauty salons such as Hair by Jamie Morros and Savvy Scissors, and health services like New Heights Therapy and Revival Therapeutics & Performance.
Are there grocery stores near LendDirect’s location for convenient shopping?
Yes, Indo Spice Grocery LTD and Nutters Everyday Naturals are nearby grocery stores where customers can shop before or after visiting LendDirect.
Can customers visit beauty salons near LendDirect during their loan visit?
Absolutely. Beauty salons nearby include HairBenders Salon, Fabutan tanning salon, and Savvy Scissors, which customers may find convenient for additional services.
What are LendDirect’s business hours?
LendDirect is open Monday to Friday from 9:00 AM to 6:00 PM and closed on Saturdays and Sundays.
Does LendDirect offer wheelchair accessible entrances?
Yes, LendDirect has wheelchair accessible entrances to accommodate customers with mobility needs.