Top Quality Remodeling & Restoration, LLC provides residential and commercial roofing installation, repair and maintenance services to the greater Abingdon, MD area.
Frequently Asked Questions About Top Quality Remodeling & Restoration, LLC
A storm with heavy winds & rain passed through last night, but I do not see any damage to my home or property. Do I still need to call for storm damage inspection?
Yes, it's important to have a professional inspection even if you don't see visible damage. Many types of storm damage, particularly from hurricanes, strong winds, rain, and hail, are not easily visible from ground level. A trained storm damage restoration inspector has the expertise to thoroughly assess your property and identify any potential issues that may not be immediately apparent.
Why do I need to hire a storm restoration company if the public adjuster can assess damages?
While insurance adjusters are trained in damage assessment, they may not possess the specialized knowledge of residential and commercial roofing systems. By hiring our licensed roofing contractors, you ensure a comprehensive inspection that covers all aspects of potential storm damage, leaving no detail overlooked.
When should I file an insurance claim?
It's advisable to contact our storm damage repair company for an inspection immediately after a storm affects your area. Insurance companies are often aware of local weather events and anticipate claims. Following our assessment, we will assist you in contacting your insurance provider and initiating the claim process.
What if my insurance doesn't give me enough money to cover the cost of the project?
In cases where insurance coverage falls short of project costs, we offer flexible in-house financing options. Additionally, we accept major credit cards and personal checks to help bridge any financial gaps in your storm damage repair project.
If I file a claim will my rates increase?
Insurance rates in an area often increase collectively after a severe storm, regardless of individual claims. If you choose not to file a claim, you may end up paying higher rates without receiving the benefit of repairs to your own property. Filing a claim ensures you receive the coverage you've been paying for.
Should I get multiple quotes from other storm damage restoration companies?
When insurance is covering the repairs, the cost of the bid is less important as long as it's within or below the insurance estimate. You'll typically only be responsible for your deductible. The key factor should be choosing a company you trust to perform quality work, rather than focusing solely on price.
What is hail and how can it affect my home?
Hail consists of frozen raindrops formed during severe thunderstorms, ranging in size from small pellets to golf ball-sized ice. Regardless of size, hailstones can cause significant damage to your roof, siding, gutters, and windows, potentially compromising your home's structural integrity.
How can I tell if my roof has hail damage?
Identifying hail damage from ground level is challenging. A professional roofing contractor needs to conduct an on-roof inspection to accurately assess potential damage, including cracks and leaks in your shingles that may not be visible from below.
What other kind of damages will you look for during inspection?
As a full-service storm damage restoration company, our inspection extends beyond the roof. We thoroughly examine doors, windows, gutters, and siding. This comprehensive exterior assessment allows us to create a detailed report for your insurance company, ensuring all storm-related damages are documented.
How long does the entire process take?
The duration of the restoration process can vary based on several factors, including the extent of damage, insurance company cooperation, permitting requirements, and necessary inspections. Our goal is to complete the entire process within one to two months from the initial damage inspection, barring any unforeseen complications.