Lakeshore Land & Title is proud to serve the Ludington, MI area for residential and commercial real estate transactions. With over 60 locations between Michigan and Wisconsin, we can handle all of your title insurance needs. Search no further for your next title company.
I am always happy to work with Lisa at Lakeshore. She is very professional and she is very helpful as well. I was also delighted with their new setup at the office. Thanks again for another smooth closing.
SS
Sara Salamey
Jun 28, 2021
5.0
Great experience, Kathy was very knowledgeable and patient!
SM
Sean Mcdonald
Oct 5, 2020
5.0
I have been an agent for 20 years and have used some other title companies. Lakeshore goes The extra mile above and beyond any other title company. They are truly willing to do the extra research when needed on parcels with easements or other complex issues to provide a clean, insured transaction. I no longer use anyone else and consider them the best title company in the state.
Frequently Asked Questions About Lakeshore Land & Title
Do I need title insurance?
It is highly recommended! When you buy a home, or any property for that matter, you expect to enjoy certain benefits from ownership. For example, you expect to be able to occupy and use the property as you wish, to be free from debts or obligations not created or agreed to by you, and to be able to freely sell or pledge your property as security for a loan. Title insurance is designed to cover these rights you bargain for.
What is title insurance?
Title insurance provides coverage for certain losses due to defects in the title that occurred prior to your ownership. The seller can give you only those rights that have been previously received by him/her with good title. Title insurance protects against such prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.
What does title insurance cost?
The cost varies, depending mainly on the value of your property. The important thing to remember is that you pay only once for an owners policy, then the coverage continues in effect for as long as there is no change in ownership. If you should die, the coverage automatically continues for the benefit of your heirs. Likewise, if a buyer gives you a mortgage to finance a purchase of covered property from you, your coverage continues to protect your security interest in the property.
What types of services does Lakeshore Land & Title provide?
Lakeshore Land & Title offers title insurance, escrow services, 1099 exchange, residential and commercial title insurance, junior loan policies, foreclosure guarantees, searches, witness closings, new construction title services, land contracts, cash, and mortgage services.
What are the office hours for Lakeshore Land & Title?
The office is open Monday through Friday from 9:00 AM to 5:00 PM and is closed on Saturdays and Sundays.
Where is Lakeshore Land & Title located?
It is located at 220 E. Ludington Ave, Ludington, MI 49431, USA.
Do I need title insurance when purchasing property?
It is highly recommended to obtain title insurance to protect your ownership rights and ensure you are free from debts or obligations not agreed by you.
What is title insurance and what does it cover?
Title insurance protects against losses from defects in the title that occurred before your ownership, including fraud or forgery that may jeopardize your ownership and investment.
How much does title insurance usually cost?
The cost varies mainly based on the property's value. You pay once for the owner's policy, which covers you as long as you own the property, and it continues to protect your security interest if you have a mortgage.
Does Lakeshore Land & Title require appointments for services?
Yes, appointments are required for services at Lakeshore Land & Title.
Is Lakeshore Land & Title accessible for individuals with disabilities?
Yes, the location has wheelchair accessible entrances and parking, ensuring accessibility for individuals with disabilities.
What nearby dining options are available around Lakeshore Land & Title?
Customers can visit The Thai Mango, a nearby restaurant offering Thai and Asian cuisine, or unwind at The Tiki Lounge, a local bar and dance club.
Are there any arts and cultural attractions near Lakeshore Land & Title?
Yes, the Ludington Area Center for the Arts and Art Shop 107 by LACA are nearby, providing opportunities for customers to experience local art galleries and theater.
Which financial services can customers find near Lakeshore Land & Title?
Nearby financial services include PNC Bank and Metro Mortgage Group, which offer banking and mortgage brokerage services that can complement your real estate transactions.